San Jose is a beautiful part of the 163,707 square miles of the state of California. The diversity of the state makes it possible for anyone to find a place that is appealing. San Jose is certainly one of the more popular cities for active people. There is something for everyone, regardless of age or employment.

At Park Place Funding we have the expertise to find the perfect home and financing to get you settled in this fine city. Our real estate agents and loan officers will work with you to get the best financial package available for your level of income, credit status, and income-to-debt ratio. These are the three most important elements in determining the interest rate and term of loan that you can receive.

The one single thing that will make the most impact on the amount of your monthly mortgage, however, is the down payment. If you are only able to put down three or five percent, you will be left with a large amount to finance and pay interest on. If, on the other hand, you can put down 20 percent or more, you will be able to get a better interest rate, and have a much lower monthly mortgage payment.

Give us a call at 949-540-2300, or email us through the contact link on our website. We will be able to help you get started in the process of finding and financing your home in San Jose. With over 50 years in the wholesale mortgage industry, we know how to get the best for our clients.