Hundreds of online lenders in the San Jose area have the current interest rate, APR, points, and closing costs that you can access and compare-?if you have the time. Or, you can let the professionals at Park Place Funding do all the comparison for you. We have the expertise and the staff to find the very best offer for any home purchase or refinance.

If you have never bought a home, there are a few terms you need to understand to make the process go smoothly. The "mortgagee" is the person taking out the mortgage?-you. The "lender" is the institution making the loan to the mortgagee. The "ability to pay" is the amount the mortgagee is determined to have for a mortgage payment.

As your wholesale mortgage broker, we will make sure that everything in the contract is disclosed properly and thoroughly. We check for any hidden costs from the lending institution. When we get the best offer from a lender, we put together a loan package for you. One of our loan officers will go over every line of the contract to make sure you clearly understand the commitment you are making to buy a home.

If you have any questions, we are always available. You can call us at 949-540-2300, or contact us by email through the contact link on our website. Our representatives want to help you secure your financial future. We will be here for you through the home purchase process and beyond.