If you want to live in a permanent vacation spot, check out Palm Springs real estate. Smell the aroma of wildflowers in the desert air and lose yourself as you take in the romantic rustle of the palms. You can golf, hike, sun, play tennis, or just relax among the natural beauty. Wouldn't you like for this to be your home?

You can find a place in Palm Springs to call your own. All you need to do is let Park Place Funding do the work, and you can reap the pleasure. We will take your loan application and find the best rates available. If you are purchasing a home with a jumbo mortgage or a conventional mortgage, we can process your application.

One of the first things we do to determine loan eligibility is a debt-to-income ratio. This takes your total financial obligations for the month and compares them to your total income. You must include debt such as car payments, credits, and all installment loans. When you add this to your monthly housing expense, you come up with the ratio. Most lending institutions will not accept higher than one-third debt-to-income ratio.

If your monthly debt is too high, we will help you determine a way to reduce the amount you pay. We are here to help you with financial planning so you can purchase your own home. If you have steady income and a good credit record, our experts can find creative financing that is available for you. Give us a call at 949-540-2300, and speak with one of our representatives today.