Now is a great time to buy a home in Oakland. The interest rates are still low enough to make a home purchase a great investment for your financial future. Even without a large down payment or a lot of cash on hand, you can still get into your own home. Mortgage lenders and banks are offering competitive interest rates to get your business.

At Park Place Funding, you will find an advocate for getting the best loan package for your new home. We have years of experience and a great relationship with lending institutions such as Wells Fargo and Bank of America. Whether you are in the market for a conventional loan or a jumbo loan, we can find the best interest rate available.

Mortgage loans for bad credit are also available through Park Place Funding. One of the options offered to repair a low credit score is a two-part mortgage. The first part of the mortgage is set at a fixed rate with a higher interest. This is necessary to protect the lender from the possibility of default. Once the initial loan phase is complete, the remaining loan is payable at a lower interest.

We have the staff to handle any of your mortgage needs. Our contacts with lending companies across the nations will provide a vast resource for finding just the mortgage plan you need to buy your new home. Call us at 949-540-2300 for more information on how we can help plan your financial future.