Mortgage lenders in Southern California are ready to loan whatever it takes to get you into your dream home. Interest rates are still low enough that it is making it possible for a new home purchase or a remodel loan to be affordable. The competition is great between lenders, and we know what it takes to get the best deal for you. Park Place Funding is your one-stop online source for all your mortgage needs.

If you are in the market for a new home, you will most likely be interested in a 25- or 30-year fixed rate mortgage. This is the best way to go if you want to make certain of the amount of monthly payment that you will need to budget. The only change that may occur in your house expense will be for taxes and insurance.

If you are more interested in getting a lower payment for the first few years, you might consider an adjustable rate mortgage. The interest is usually lower in the beginning, but it will be adjusted when the initial term expires. You will be taking a chance that the interest rates will not go up considerably before the final phase of the loan.

You can call us at 949-540-2300, and one of our loan officers can give you detailed information about the best deals available. We will take a detailed financial history, evaluate your situation, and make a recommendation for the best way to get into your dream home. Let us get your mortgage application started before the interest rates go up.