Fresno mortgages are readily available through the real estate agents and loan officers at Park Place Funding. We are in the business of finding the best homes and mortgage rates for our clients. Our experience in the wholesale mortgage business gives us an edge over all the other lending institutions in the area.

You can get a head start on getting into your new home by filling out our online application for pre-approval or pre-qualifying. There is a big difference in these two indicators. "Pre-qualifying" is simply a calculation based on your income and expenses to give you an idea of how much you can afford in a mortgage payment each month.

Understanding Mortgages
"Pre-approval" is a step beyond pre-qualifying for a loan. It means the information has been submitted to a lender and accepted for financing. Even "pre-approval" can be misleading. "Conditional pre-approval" means you have not yet submitted income, bank, and other required statements to the lender. Your loan is approved on the condition of all paperwork being accepted. "Unconditional pre-approval" means you have submitted all the documents necessary for a loan approval.

At Park Place Funding, we will make sure you have the approval you need to proceed with your home purchase in a timely fashion. Our representatives are ready to help you make a rapid transition to home ownership. Give us a call at 949-540-2300, or contact us through the link on our website. One of our experts will walk you through every step of the process.