As a California mortgage broker, Park Place Funding can simplify the mortgage application process by providing excellent service and assistance throughout every step. We can guide you through the pre-qualification and pre-approval procedures, all the way to an approved mortgage loan application! Park Place Funding can also enhance the process with the speed and convenience of the Internet, thanks to our free online application process. In recent years, there has been an enormous surge in the popularity of online mortgage applications and companies. What sets Park Place Funding away from the pack is our faster application and approval process, and attractive rates and fees.

If you plan on applying for a mortgage, you can save yourself a lot of complications by pre-qualifying for the loan. Pre-qualification gives you an advantage in mortgage negotiations, as it helps you determine how much you can conceivably borrow. Pre-qualification can often be gained quickly, over the phone or online. Although pre-qualification for a mortgage can be quite beneficial, it is not to be confused with pre-approval.

Pre-approval for a mortgage involves the verification of your income, assets, credit, and liabilities. Salaried California residents must provide one year's worth of pay stubs, as well as W-2 statements from the past two years. Self-employed individuals must provide two years of tax returns and a YTD profit and loss statement.

The mortgage brokers of Park Place Funding can help you analyze this information in order to determine the type of mortgage that best suits your needs. Individuals with no reportable income, such as retirees, may still be able to find assistance! With Park Place Funding, securing a mortgage is quick and easy!